Business owners
Running your own business can be exhausting and all-consuming. It’s no surprise, then, that many business owners neglect their own personal financial plans when pursuing business success.
Yet the success of your business can and should be something that you work on in harmony with your personal, family, life and retirement aspirations. This is where a financial planner can help.
While your accountant will concentrate on crunching the numbers, we will work with you to develop a comprehensive plan that encompasses wealth building, wealth protection, and the tax-efficient transfer of your wealth across all areas of your life.
How we help...
Lifestyle and cash flow modelling
Helping you understand what capital is required to meet your current and future objectives.
Tax planning
Extracting money from your business in the most tax-efficient way possible.
Strategic investment planning
Strategic investment planning for private clients, trustees, partners and Directors – ensuring your investments are aligned, tax efficiently, with your risk profile and your goals. Making sure you’re on track to achieve the growth and income you want to see.
Business protection
Including life cover and cross option agreements for partnerships and companies, allowing companies to continue to trade and maintain control of their business in the event of the death or critical illness of a shareholder / partner.
Retirement planning and / or succession planning
Analysing different retirement options, their suitability to your goals and ensuring that the maximum possible income is achieved, as tax efficiently as possible utilising all the allowances you are entitled to.
Implementation of employee benefits
Auto-enrolment implementation for employers and on-site surgeries and ongoing staff consultations to provide valuable guidance for members who would have no other sources of information.
The Financial Conduct Authority does not regulate tax advice
How we work
Our approach is all about you. What you want from life, how well-placed your finances are to help you achieve your goals, and how we can help you on your journey.
your journeyWhat our clients say...
What our clients say...
Andrew has been my financial adviser for nearly 20 years, and I cannot be more positive about the quality of his advice and his service. He has provided us with tailored and flexible financial planning which has allowed me and my family to enjoy financial certainty and security; education for our son; help moving house, and; retirement planning. He has always been proactive in his approach and incredibly responsive whenever I have sought his advice.
GG
client since 2002
Andrew was referred to me by my solicitors after my divorce. From the beginning, Andrew offered a quality and approachable experience, helping with the pension share that was awarded in my divorce settlement. Andrew was very thorough and always explained things in a way I could understand. I couldn't recommend his service and friendly approach enough. Thank you for helping me out at a tough time.
TF
client since 2019
Andrew and his team have looked after my pension and investments now for many years. I have always received prompt and efficient service as well as straight forward, easy-to-understand advice. They now look after my parents’ investments, and I have been happy to recommend their services to many friends and clients. A breath of fresh air when dealing with such a complicated subject.
SM
client since 2009
Andrew Holliday and his team have been so supportive since the death of my partner. They have helped me through every step of managing his financial affairs. Andrew has been easily and readily available to discuss everything with a huge amount of patience and understanding. My daughters and I were able to contact Andrew at any stage and they were individually advised on the ways to invest their inheritance that best suited their present and future needs. They – and I – are hugely grateful for Andrew and his team's dedication in helping us through this financial maze and putting our minds at ease during a difficult time.
AB
client since 2001
Andy, I must thank you for the help you have given me with my investments over the last 12 years. You have done exactly as I asked on the risk side of things and I appreciate the care you have taken in watching over the individual investments. As a result, I have a good return each year which is very reassuring. I particularly appreciate your prompt replies when I contact you with queries. You have never failed to give immediate help. And always in person! No website-only access with no person to speak to. A truly personal service.
SM
Andy Holliday has been mine and my late husband’s Financial Advisor for more than 15 years. Andy helped us in many ways over the years, with investments and savings, annuities and drawdown, retirement income, pensions, Inheritance Tax, often above and beyond the remit of a Financial Advisor. He listened carefully to our needs and provided guidance in a concise easy-to-understand manner. Sadly, my husband died in 2020 and a new chapter began, in which I was now responsible for our financial situation. To say I found the whole thing overwhelming would be an understatement, but Andy was by my side every step of the way. Nothing was too much trouble. I cannot recommend Andy and his team highly enough.
ST
client since 2005
Andrew has been looking after my financial affairs since 2002. Both investments and pensions. He is very approachable and explains everything in a language I can understand. I am more than happy with the results and Andrew has explained exactly what I should expect when I retire. Which will be very soon. Never over egging things. Andrew has also arranged pensions for my business, in his normal non dramatic fashion. He was most helpful in sorting out my wife’s finances when she passed. Taking that worry away from me. I have been able to pass everything over to Andrew and he just gets on with it. Achieving results which I am very pleased with. I would highly recommend, a nice person as well.
JB
client since 2002
Over the last 15 years or so, Andrew has provided sound, clear information for me to make informed choices about investments and future retirement planning.
DF
client since 2006
