People planning
retirement
We understand just how much it matters that you know you can retire comfortably.
To do that, you need to understand what your “number”; that is, how much you need to have in the pot to achieve the retirement lifestyle you want, for as long as your retirement lasts. Our experience of working with clients coming up to, and entering, retirement means that by working with us you will be able to see how your future looks. We’ll examine your existing provision and its appropriateness, and help you foresee, plan for, and overcome any challenges that would otherwise prohibit you from achieving the secure and comfortable retirement you’ve worked hard for.
How we help...
Retirement planning
Analysing different retirement options, their suitability to your goals and ensuring that the maximum possible income is achieved, as tax efficiently as possible.
Strategic investment planning
Ensuring your investments are aligned, tax efficiently, with your risk profile and your goals. Making sure you’re on track to achieve the growth and income you want to see.
Personal income and wealth protection
Making sure you and/or your loved ones can continue on without a drop in your standard of living in the event of illness or injury.
Inheritance tax planning on estates up to £20m
Ensuring your family can retain as much of the estate and control as possible
Downsizing
Advice on generating further income when you have downsized property.
Long term care planning
Protecting your family’s estate while maximising income for care fees.
How we work
Our approach is all about you. What you want from life, how well-placed your finances are to help you achieve your goals, and how we can help you on your journey.
your journeyWhat our clients say...
What our clients say...
Andrew has been my financial adviser for nearly 20 years, and I cannot be more positive about the quality of his advice and his service. He has provided us with tailored and flexible financial planning which has allowed me and my family to enjoy financial certainty and security; education for our son; help moving house, and; retirement planning. He has always been proactive in his approach and incredibly responsive whenever I have sought his advice.
GG
client since 2002
Andrew was referred to me by my solicitors after my divorce. From the beginning, Andrew offered a quality and approachable experience, helping with the pension share that was awarded in my divorce settlement. Andrew was very thorough and always explained things in a way I could understand. I couldn't recommend his service and friendly approach enough. Thank you for helping me out at a tough time.
TF
client since 2019
Andrew and his team have looked after my pension and investments now for many years. I have always received prompt and efficient service as well as straight forward, easy-to-understand advice. They now look after my parents’ investments, and I have been happy to recommend their services to many friends and clients. A breath of fresh air when dealing with such a complicated subject.
SM
client since 2009
Andrew Holliday and his team have been so supportive since the death of my partner. They have helped me through every step of managing his financial affairs. Andrew has been easily and readily available to discuss everything with a huge amount of patience and understanding. My daughters and I were able to contact Andrew at any stage and they were individually advised on the ways to invest their inheritance that best suited their present and future needs. They – and I – are hugely grateful for Andrew and his team's dedication in helping us through this financial maze and putting our minds at ease during a difficult time.
AB
client since 2001
Andy, I must thank you for the help you have given me with my investments over the last 12 years. You have done exactly as I asked on the risk side of things and I appreciate the care you have taken in watching over the individual investments. As a result, I have a good return each year which is very reassuring. I particularly appreciate your prompt replies when I contact you with queries. You have never failed to give immediate help. And always in person! No website-only access with no person to speak to. A truly personal service.
SM
Andy Holliday has been mine and my late husband’s Financial Advisor for more than 15 years. Andy helped us in many ways over the years, with investments and savings, annuities and drawdown, retirement income, pensions, Inheritance Tax, often above and beyond the remit of a Financial Advisor. He listened carefully to our needs and provided guidance in a concise easy-to-understand manner. Sadly, my husband died in 2020 and a new chapter began, in which I was now responsible for our financial situation. To say I found the whole thing overwhelming would be an understatement, but Andy was by my side every step of the way. Nothing was too much trouble. I cannot recommend Andy and his team highly enough.
ST
client since 2005
Andrew has been looking after my financial affairs since 2002. Both investments and pensions. He is very approachable and explains everything in a language I can understand. I am more than happy with the results and Andrew has explained exactly what I should expect when I retire. Which will be very soon. Never over egging things. Andrew has also arranged pensions for my business, in his normal non dramatic fashion. He was most helpful in sorting out my wife’s finances when she passed. Taking that worry away from me. I have been able to pass everything over to Andrew and he just gets on with it. Achieving results which I am very pleased with. I would highly recommend, a nice person as well.
JB
client since 2002
Over the last 15 years or so, Andrew has provided sound, clear information for me to make informed choices about investments and future retirement planning.
DF
client since 2006
